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Glam Fame Journal

How accurate is credit Keeper?

Author

Sophia Hammond

Updated on March 08, 2026

How accurate is credit Keeper?

The poll is considered accurate to within +/ – 2.5 percentage points, 19 times out of 20. Credit Keeper is a service offered by Capital One and is powered by credit history and score information provided by TransUnion. The credit score provided by Credit Keeper is intended for your educational use only.

How do I cancel CreditWise?

You can cancel your CreditWise service by selecting the “Cancel My Account” option on the Settings page.

What is credit keeper?

Credit Keeper is an online tool from Capital One that gives you access to your TransUnion ® credit score for free. The credit score you’ll see in Credit Keeper is calculated by TransUnion, based on information from your credit report.

Is CreditWise a soft inquiry?

You can sign in as often as you like—using CreditWise will never affect your credit score. That’s because CreditWise uses what’s known as a soft inquiry to check your credit.

Is Borrowell credit score accurate?

Is Borrowell’s credit score accurate? Yes. Even though your Borrowell credit score may differ from the one your bank provides, that doesn’t make it any less accurate. Different credit bureaus have access to different information and use different models to score your credit.

Is CreditWise a real credit score?

Is CreditWise accurate? Yes, Capital One CreditWise is accurate. Because many people are more familiar with the FICO model of credit scoring than the VantageScore 3.0 model, they might be confused at first. But all information on CreditWise is accurate from a VantageScore perspective.

How can I contact CreditWise?

For details see AnnualCreditReport.com or call 877-322-8228. For more information, go to

How accurate is Capital One credit Keeper?

Why is Credit Karma and Borrowell different?

Different score from Credit Karma The credit score Credit Karma presents you is from TransUnion. The score Borrowell presents to you is from Equifax. Each credit bureau is its own business, they each operate in their own way.

Is CreditWise legitimate?

Is CreditWise safe? Yes, CreditWise is safe. Because the service is backed by Capital One, a major banking institution, the service has high-level safeguards in place.

Is 700 a good credit score?

For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750.